Recurring charges with no bill

Some contracts never send an invoice: the money just leaves your bank each period (an equipment lease, a service agreement, a software subscription billed to the card). TALISK_HQ calls that a charge with no bill, and it can recognize it off your bank feed so you still get the expense on the books and claim the embedded GST or HST as an input tax credit.

Set it up once. Go to Ledger › Expenses › Recurring, click Add recurring expense, and enter the title, amount, tax, frequency, and Next run date. The row shows a Charge · no bill label so you can tell it apart from a recurring bill.

What happens when the charge lands. When a bank line imports (from a statement or a linked bank) that matches your template:

• If its total is an exact match and the line isn't already categorized, TALISK_HQ books that period for you, splitting out the recoverable GST or HST, and marks the bank line reconciled. Nothing for you to do.
• If the amount differs, it is the first charge we've seen for that template, or more than one template could fit, it appears as a one-tap Confirm (in the Recurring list and on the Banking review queue). Confirming books the bank total with the tax worked back out; dismissing leaves it for you.

If a charge is missing. When an expected charge hasn't come out of your bank by its due date, the row shows a may be missing flag (and a card appears in Books Health). Open the template to check the contract, and Pause it if the charge has stopped.

Manual Run now still works for a period before the bank line has imported. If you also use Run now, TALISK_HQ reconciles the later bank line to that same period rather than booking it twice. Because the charge is recorded straight from your bank, don't also categorize the matching bank line yourself, or it will be counted twice: let TALISK_HQ book it, or match or reconcile the line instead.